.it-module{padding:24px;max-width:1000px}.it-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:24px;gap:16px;flex-wrap:wrap}.it-header-left{display:flex;align-items:center;gap:16px}.it-logo-wrap{width:52px;height:52px;border-radius:14px;background:linear-gradient(135deg,#7c3aed,#a78bfa);display:flex;align-items:center;justify-content:center;flex-shrink:0}.it-logo-wrap i{font-size:22px;color:#fff}.it-header h2{margin:0 0 2px;font-size:1.3rem;font-weight:700;color:var(--text)}.it-header p{margin:0;font-size:.85rem;color:var(--text-muted)}.it-stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:12px;margin-bottom:24px}.it-stat{background:var(--card-bg);border:1px solid var(--border);border-radius:12px;padding:16px;display:flex;flex-direction:column;align-items:center;gap:6px;text-align:center}.it-stat i{font-size:1.2rem;color:#7c3aed}.it-stat-val{font-size:1.2rem;font-weight:700;color:var(--text)}.it-stat span:last-child{font-size:.78rem;color:var(--text-muted)}.it-tabs{display:flex;gap:4px;border-bottom:1px solid var(--border);margin-bottom:20px}.it-tab{display:flex;align-items:center;gap:7px;padding:10px 18px;border:none;border-bottom:3px solid transparent;background:none;color:var(--text-muted);font-size:.875rem;font-weight:500;cursor:pointer;transition:color .15s,border-color .15s}.it-tab:hover{color:var(--text)}.it-tab.active{color:#7c3aed;border-bottom-color:#7c3aed}.it-filter-bar{display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin-bottom:16px}.it-filter-btn{padding:5px 14px;border:1px solid var(--border);border-radius:99px;background:var(--card-bg);color:var(--text-muted);font-size:.8rem;cursor:pointer;transition:all .15s}.it-filter-btn:hover,.it-filter-btn.active{background:#7c3aed;border-color:#7c3aed;color:#fff}.it-token-table-wrap{overflow-x:auto}.it-token-table{width:100%;border-collapse:collapse;font-size:.85rem}.it-token-table th{background:var(--surface);padding:9px 12px;text-align:left;font-weight:600;color:var(--text-muted);border-bottom:1px solid var(--border);white-space:nowrap}.it-token-table td{padding:9px 12px;border-bottom:1px solid var(--border);color:var(--text);vertical-align:middle}.it-token-table tr:hover td{background:var(--surface)}.it-token-cell{display:flex;align-items:center;gap:6px;min-width:200px}.it-token-code{font-family:monospace;font-size:.82rem;background:var(--surface);padding:2px 8px;border-radius:4px;color:var(--text);white-space:nowrap;overflow:hidden;text-overflow:ellipsis;max-width:160px}.it-copy-btn{padding:4px 7px;border:none;background:none;color:var(--text-muted);cursor:pointer;border-radius:5px;transition:color .15s,background .15s}.it-copy-btn:hover{background:var(--surface);color:#7c3aed}.it-btn-send:hover{color:#7c3aed!important;background:#f5f3ff!important}.it-tier-badge{padding:3px 10px;border-radius:99px;font-size:.75rem;font-weight:600;text-transform:capitalize}.it-tier-free{background:#f3f4f6;color:#374151}.it-tier-starter{background:#eff6ff;color:#1d4ed8}.it-tier-pro{background:#f5f3ff;color:#6d28d9}.it-tier-enterprise{background:#fffbeb;color:#92400e}.it-status{padding:3px 10px;border-radius:99px;font-size:.75rem;font-weight:600}.it-status-on{background:#f0fdf4;color:#15803d}.it-status-off{background:#f3f4f6;color:#6b7280}.it-muted{color:var(--text-muted);font-size:.82rem}.it-campaigns{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:14px}.it-camp-card{background:var(--card-bg);border:1px solid var(--border);border-radius:12px;padding:18px}.it-camp-header{display:flex;align-items:center;gap:10px;margin-bottom:14px}.it-camp-header i{color:#7c3aed}.it-camp-header strong{flex:1;font-size:.9rem;color:var(--text)}.it-camp-count{background:var(--surface);padding:2px 8px;border-radius:99px;font-size:.75rem;color:var(--text-muted)}.it-camp-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:12px}.it-camp-stats>div{display:flex;flex-direction:column;gap:2px;text-align:center}.it-camp-stats span{font-size:.72rem;color:var(--text-muted)}.it-camp-stats strong{font-size:1rem;font-weight:700;color:var(--text)}.it-camp-bar{height:6px;background:var(--border);border-radius:3px;overflow:hidden}.it-camp-bar-fill{height:100%;background:#7c3aed;border-radius:3px;transition:width .5s ease}.it-modal-backdrop{position:fixed;inset:0;background:#00000080;display:flex;align-items:center;justify-content:center;z-index:1000;padding:16px}.it-modal{background:var(--card-bg);border-radius:16px;width:100%;max-width:520px;box-shadow:0 20px 60px #0000004d;overflow:hidden}.it-modal-header{display:flex;align-items:center;justify-content:space-between;padding:18px 20px;border-bottom:1px solid var(--border)}.it-modal-header h3{margin:0;font-size:1rem;display:flex;align-items:center;gap:8px}.it-modal-close{background:none;border:none;color:var(--text-muted);font-size:1rem;cursor:pointer;padding:4px 8px;border-radius:6px;transition:background .15s}.it-modal-close:hover{background:var(--surface)}.it-modal-body{padding:20px;display:flex;flex-direction:column;gap:14px}.it-modal-footer{padding:14px 20px;border-top:1px solid var(--border);display:flex;justify-content:flex-end;gap:10px}.it-form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.it-form-group{display:flex;flex-direction:column;gap:5px}.it-form-group label{font-size:.82rem;font-weight:600;color:var(--text-muted)}.it-form-group input,.it-form-group select,.it-form-group textarea{padding:8px 12px;border:1px solid var(--border);border-radius:8px;background:var(--input-bg, var(--card-bg));color:var(--text);font-size:.88rem;transition:border-color .15s}.it-form-group input:focus,.it-form-group select:focus,.it-form-group textarea:focus{outline:none;border-color:#7c3aed}.it-form-group textarea{resize:vertical;line-height:1.55}.it-hint{font-size:.72rem;color:var(--text-muted)}.it-empty{display:flex;flex-direction:column;align-items:center;text-align:center;gap:10px;padding:64px 24px;color:var(--text-muted)}.it-empty i{font-size:2.5rem;opacity:.35}.it-empty p{margin:0;font-size:.9rem}.it-btn-primary{display:inline-flex;align-items:center;gap:7px;padding:10px 20px;background:#7c3aed;color:#fff;border:none;border-radius:9px;font-size:.88rem;font-weight:600;cursor:pointer;transition:background .15s}.it-btn-primary:hover:not(:disabled){background:#6d28d9}.it-btn-primary:disabled{opacity:.6;cursor:not-allowed}.it-btn-ghost{display:inline-flex;align-items:center;gap:5px;padding:7px 12px;border:none;background:none;color:var(--text-muted);border-radius:7px;font-size:.82rem;cursor:pointer;transition:color .15s,background .15s}.it-btn-ghost:hover{background:var(--surface);color:var(--text)}.it-btn-sm{padding:5px 9px;font-size:.78rem}.it-btn-danger:hover{color:#dc2626!important}@media (max-width: 640px){.it-module{padding:16px}.it-form-row{grid-template-columns:1fr}.it-token-table th:nth-child(3),.it-token-table td:nth-child(3){display:none}}.ins-module{max-width:1200px;margin:0 auto;padding:0 8px}.ins-loading{display:flex;align-items:center;justify-content:center;gap:12px;padding:80px 0;color:var(--text-muted);font-size:1.1rem}.ins-header{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:20px;flex-wrap:wrap}.ins-header-left{display:flex;align-items:center;gap:14px}.ins-header-right{display:flex;align-items:center;gap:12px}.ins-logo{width:48px;height:48px;border-radius:12px;background:linear-gradient(135deg,#1e40af,#3b82f6);display:flex;align-items:center;justify-content:center;color:#fff;font-size:1.4rem}.ins-title{font-size:1.5rem;font-weight:700;color:var(--text-primary);margin:0}.ins-subtitle{font-size:.8rem;color:var(--text-muted);margin:2px 0 0}.ins-system-select{padding:6px 12px;border-radius:8px;border:1px solid var(--border);background:var(--card-bg);color:var(--text-primary);font-size:.85rem}.ins-compliance-badge{display:flex;flex-direction:column;align-items:center;padding:8px 16px;border-radius:12px;border:2px solid;background:var(--card-bg);min-width:80px}.ins-badge-score{font-size:1.5rem;font-weight:800}.ins-badge-label{font-size:.7rem;text-transform:uppercase;letter-spacing:.5px;color:var(--text-muted)}.ins-tabs{display:flex;gap:4px;border-bottom:1px solid var(--border);margin-bottom:20px;overflow-x:auto;padding-bottom:0}.ins-tab{padding:10px 16px;border:none;background:none;color:var(--text-muted);cursor:pointer;font-size:.85rem;font-weight:500;border-bottom:2px solid transparent;transition:all .2s;white-space:nowrap;display:flex;align-items:center;gap:6px}.ins-tab:hover{color:var(--text-primary);background:var(--hover-bg);border-radius:8px 8px 0 0}.ins-tab-active{color:#1e40af;border-bottom-color:#1e40af;font-weight:600}[data-theme=dark] .ins-tab-active{color:#60a5fa;border-bottom-color:#60a5fa}.ins-content{min-height:400px}.ins-section{margin-bottom:24px}.ins-section-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px;flex-wrap:wrap;gap:12px}.ins-section-title{font-size:1.1rem;font-weight:700;color:var(--text-primary);margin:0;display:flex;align-items:center;gap:8px}.ins-section-title i{color:#1e40af}[data-theme=dark] .ins-section-title i{color:#60a5fa}.ins-subsection-title{font-size:.95rem;font-weight:600;color:var(--text-primary);margin:0 0 12px}.ins-muted{color:var(--text-muted);font-size:.85rem}.ins-text-green{color:#10b981!important}.ins-text-danger{color:#ef4444!important}.ins-text-warning{color:#f59e0b!important}.ins-empty,.ins-empty-section{display:flex;flex-direction:column;align-items:center;justify-content:center;padding:60px 20px;color:var(--text-muted);text-align:center}.ins-empty i,.ins-empty-section i{font-size:3rem;margin-bottom:16px;opacity:.3}.ins-btn{display:inline-flex;align-items:center;gap:6px;padding:8px 16px;border-radius:8px;border:none;cursor:pointer;font-size:.85rem;font-weight:500;transition:all .2s}.ins-btn-sm{padding:5px 10px;font-size:.78rem}.ins-btn-primary{background:#1e40af;color:#fff}.ins-btn-primary:hover{background:#1d4ed8}.ins-btn-outline{background:transparent;border:1px solid var(--border);color:var(--text-primary)}.ins-btn-outline:hover{background:var(--hover-bg)}.ins-btn-ghost{background:none;border:none;color:var(--text-muted)}.ins-btn-ghost:hover{color:var(--text-primary)}.ins-btn-danger{background:#ef4444;color:#fff}.ins-alert{display:flex;align-items:flex-start;gap:12px;padding:14px 18px;border-radius:10px;margin-bottom:16px;font-size:.88rem}.ins-alert i{font-size:1.2rem;margin-top:2px;flex-shrink:0}.ins-alert div{flex:1}.ins-alert strong{display:block;margin-bottom:2px}.ins-alert p{margin:0;font-size:.82rem;opacity:.85}.ins-alert-danger{background:#ef444415;border:1px solid #EF444440;color:#ef4444}.ins-alert-warning{background:#f59e0b15;border:1px solid #F59E0B40;color:#f59e0b}.ins-alert-info{background:#3b82f615;border:1px solid #3B82F640;color:#3b82f6}.ins-overview-hero{display:flex;align-items:center;gap:32px;padding:24px;background:var(--card-bg);border-radius:16px;border:1px solid var(--border);margin-bottom:20px}.ins-score-ring{position:relative;width:140px;height:140px;flex-shrink:0}.ins-ring-svg{width:100%;height:100%}.ins-ring-text{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center}.ins-ring-number{font-size:2.2rem;font-weight:800;color:var(--text-primary);line-height:1}.ins-ring-label{font-size:.75rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:1px}.ins-score-details{flex:1}.ins-score-details h3{margin:0 0 6px;font-size:1.2rem}.ins-score-details p{margin:0 0 12px;color:var(--text-muted);font-size:.88rem}.ins-risk-bar{height:8px;background:var(--bg);border-radius:4px;overflow:hidden}.ins-risk-fill{height:100%;border-radius:4px;transition:width .6s ease}.ins-risk-label{font-size:.8rem;color:var(--text-muted);margin-top:6px;display:inline-block}.ins-stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px;margin-bottom:20px}.ins-stat-card{background:var(--card-bg);border:1px solid var(--border);border-radius:12px;padding:16px;display:flex;flex-direction:column;gap:4px}.ins-stat-icon{width:36px;height:36px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:1rem;margin-bottom:4px}.ins-stat-value{font-size:1.5rem;font-weight:700;color:var(--text-primary)}.ins-stat-label{font-size:.82rem;color:var(--text-muted)}.ins-stat-detail{font-size:.75rem;color:var(--text-muted);opacity:.7}.ins-standards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:10px}.ins-standard-card{display:flex;align-items:center;gap:12px;padding:12px 16px;background:var(--card-bg);border:1px solid var(--border);border-radius:10px;transition:all .2s}.ins-standard-pass{border-color:#10b98140}.ins-standard-fail{border-color:#ef444440}.ins-standard-icon{font-size:1.3rem;width:36px;text-align:center;flex-shrink:0}.ins-standard-info{flex:1;min-width:0}.ins-standard-code{font-weight:700;font-size:.85rem;color:var(--text-primary)}.ins-standard-name{font-size:.78rem;color:var(--text-muted)}.ins-standard-authority{font-size:.7rem;color:var(--text-muted);opacity:.7}.ins-standard-status{font-size:1.2rem;flex-shrink:0}.ins-value-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px}.ins-value-card{padding:20px;border-radius:12px;border:1px solid var(--border);text-align:center}.ins-value-green{background:#10b98110;border-color:#10b98130}.ins-value-blue{background:#3b82f610;border-color:#3b82f630}.ins-value-purple{background:#8b5cf610;border-color:#8b5cf630}.ins-value-number{font-size:1.8rem;font-weight:800;color:var(--text-primary)}.ins-value-label{font-size:.88rem;font-weight:600;color:var(--text-primary);margin:4px 0}.ins-value-detail{font-size:.78rem;color:var(--text-muted)}.ins-policies-list{display:flex;flex-direction:column;gap:12px}.ins-policy-card{background:var(--card-bg);border:1px solid var(--border);border-radius:12px;padding:18px}.ins-policy-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:12px}.ins-policy-insurer{font-size:1.1rem;font-weight:700;color:var(--text-primary)}.ins-policy-number{font-size:.82rem;color:var(--text-muted);margin-left:8px}.ins-policy-body{display:grid;grid-template-columns:repeat(auto-fill,minmax(130px,1fr));gap:10px;margin-bottom:12px}.ins-policy-detail{display:flex;flex-direction:column}.ins-policy-detail span{font-size:.72rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:.5px}.ins-policy-detail strong{font-size:.9rem;color:var(--text-primary)}.ins-policy-coverage{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:10px}.ins-cover-tag{display:inline-flex;align-items:center;gap:4px;padding:3px 10px;border-radius:20px;background:var(--hover-bg);font-size:.75rem;color:var(--text-muted)}.ins-policy-warning{padding:8px 12px;background:#f59e0b15;border-radius:8px;font-size:.82rem;color:#f59e0b;margin-top:8px}.ins-policy-danger{padding:8px 12px;background:#ef444415;border-radius:8px;font-size:.82rem;color:#ef4444;margin-top:8px}.ins-policy-reqs{margin-top:10px;display:flex;align-items:center;flex-wrap:wrap;gap:6px}.ins-req-title{font-size:.75rem;color:var(--text-muted);font-weight:600}.ins-req-tag{display:inline-block;padding:2px 8px;border-radius:4px;background:#1e40af15;color:#1e40af;font-size:.72rem;font-weight:500}[data-theme=dark] .ins-req-tag{background:#60a5fa15;color:#60a5fa}.ins-status-pill{display:inline-block;padding:3px 10px;border-radius:20px;font-size:.75rem;font-weight:600;text-transform:capitalize}.ins-form-card{background:var(--card-bg);border:1px solid #1e40af40;border-radius:12px;padding:20px;margin-bottom:16px}.ins-form-card h4{margin:0 0 16px;font-size:1rem;display:flex;align-items:center;gap:8px;color:#1e40af}[data-theme=dark] .ins-form-card h4{color:#60a5fa}.ins-form-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:12px}.ins-form-group{display:flex;flex-direction:column;gap:4px}.ins-form-group label{font-size:.78rem;font-weight:600;color:var(--text-muted)}.ins-input{padding:8px 12px;border-radius:8px;border:1px solid var(--border);background:var(--bg);color:var(--text-primary);font-size:.88rem}.ins-input:focus{outline:none;border-color:#1e40af;box-shadow:0 0 0 3px #1e40af20}.ins-textarea{resize:vertical;min-height:60px}.ins-checkbox-row{display:flex;flex-wrap:wrap;gap:12px}.ins-checkbox-row label{display:flex;align-items:center;gap:6px;font-size:.85rem;color:var(--text-primary);cursor:pointer}.ins-form-actions{display:flex;gap:8px;margin-top:16px}.ins-table-wrap{overflow-x:auto;border-radius:10px;border:1px solid var(--border)}.ins-table{width:100%;border-collapse:collapse;font-size:.85rem}.ins-table thead{background:var(--hover-bg)}.ins-table th{padding:10px 14px;text-align:left;font-weight:600;color:var(--text-muted);font-size:.78rem;text-transform:uppercase;letter-spacing:.5px}.ins-table td{padding:10px 14px;border-top:1px solid var(--border);color:var(--text-primary)}.ins-table tr:hover{background:var(--hover-bg)}.ins-mandatory-badge{display:inline-block;padding:2px 8px;border-radius:4px;background:#ef444420;color:#ef4444;font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.5px}.ins-checklist-start{margin-bottom:20px}.ins-template-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:10px;margin-top:10px}.ins-template-btn{display:flex;flex-direction:column;gap:4px;padding:14px;border-radius:10px;border:1px solid var(--border);background:var(--card-bg);cursor:pointer;text-align:left;transition:all .2s}.ins-template-btn:hover{border-color:#1e40af;background:#1e40af08}.ins-template-btn i{color:#1e40af;font-size:1.1rem}[data-theme=dark] .ins-template-btn i{color:#60a5fa}.ins-template-btn span{font-weight:600;font-size:.88rem;color:var(--text-primary)}.ins-template-btn small{font-size:.75rem;color:var(--text-muted)}.ins-template-mandatory{border-color:#ef444430}.ins-template-mandatory:hover{border-color:#ef4444;background:#ef444408}.ins-cert-preview{max-width:700px;margin:0 auto 24px}.ins-cert-doc{background:var(--card-bg);border:2px solid var(--border);border-radius:12px;padding:32px;position:relative;overflow:hidden}.ins-cert-watermark{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);font-size:10rem;opacity:.04;color:#1e40af;pointer-events:none}.ins-cert-doc h3{text-align:center;font-size:1.1rem;color:#1e40af;margin:0 0 12px}[data-theme=dark] .ins-cert-doc h3{color:#60a5fa}.ins-cert-system{text-align:center;font-weight:700;font-size:1.2rem;color:var(--text-primary)}.ins-cert-year{text-align:center;font-size:2rem;font-weight:800;color:var(--text-muted);margin:8px 0 20px}.ins-cert-standards{margin-bottom:20px}.ins-cert-standard-row{padding:6px 0;font-size:.88rem;color:var(--text-primary);border-bottom:1px dotted var(--border)}.ins-cert-activities{margin-bottom:20px}.ins-cert-activities strong{font-size:.88rem;display:block;margin-bottom:8px}.ins-cert-checklist div{padding:4px 0;font-size:.85rem;color:var(--text-muted)}.ins-cert-signature{border-top:1px solid var(--border);padding-top:16px}.ins-cert-signature div{padding:4px 0;font-size:.82rem;color:var(--text-muted)}.ins-certs-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:10px}.ins-cert-card{padding:16px;border-radius:10px;border:1px solid var(--border);background:var(--card-bg);text-align:center}.ins-cert-compliant{border-color:#10b98140}.ins-cert-noncompliant{border-color:#ef444440}.ins-cert-card-year{font-size:1.6rem;font-weight:800;color:var(--text-primary)}.ins-cert-card-status{font-size:.88rem;font-weight:600;margin:4px 0}.ins-cert-card-score{font-size:.82rem;color:var(--text-muted)}.ins-cert-card-date{font-size:.75rem;color:var(--text-muted)}.ins-cert-card-status-pill{margin-top:6px;display:inline-block;padding:2px 8px;border-radius:4px;background:var(--hover-bg);font-size:.72rem;color:var(--text-muted);text-transform:capitalize}.ins-lr-hero{margin-bottom:24px;padding:24px;background:var(--card-bg);border:1px solid var(--border);border-radius:14px}.ins-lr-comparison{display:flex;flex-direction:column;gap:14px}.ins-lr-bar-group{display:flex;flex-direction:column;gap:4px}.ins-lr-bar-label{font-size:.82rem;font-weight:600;color:var(--text-primary)}.ins-lr-bar{height:28px;background:var(--bg);border-radius:6px;position:relative;overflow:hidden;display:flex;align-items:center}.ins-lr-bar-fill{height:100%;border-radius:6px;transition:width .8s ease}.ins-lr-bar span{position:absolute;right:10px;font-size:.82rem;font-weight:700;color:var(--text-primary)}.ins-lr-danger{background:linear-gradient(90deg,#ef4444,#dc2626)}.ins-lr-warning{background:linear-gradient(90deg,#f59e0b,#d97706)}.ins-lr-primary{background:linear-gradient(90deg,#3b82f6,#1e40af)}.ins-lr-success{background:linear-gradient(90deg,#10b981,#059669)}.ins-lr-savings{margin-bottom:24px}.ins-lr-savings h4{font-size:1rem;font-weight:700;margin:0 0 14px;display:flex;align-items:center;gap:8px}.ins-lr-calc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:10px}.ins-lr-calc-card{padding:16px;background:var(--card-bg);border:1px solid var(--border);border-radius:10px;text-align:center}.ins-lr-calc-highlight{border-color:#10b98160;background:#10b98110}.ins-lr-calc-label{font-size:.78rem;color:var(--text-muted);font-weight:600;text-transform:uppercase;letter-spacing:.5px}.ins-lr-calc-value{font-size:1.5rem;font-weight:800;color:var(--text-primary);margin:4px 0}.ins-lr-calc-detail{font-size:.75rem;color:var(--text-muted)}.ins-lr-protection{margin-bottom:24px}.ins-lr-protection h4{font-size:1rem;font-weight:700;margin:0 0 14px;display:flex;align-items:center;gap:8px}.ins-lr-protection-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:10px}.ins-lr-prot-card{padding:18px;background:var(--card-bg);border:1px solid var(--border);border-radius:10px;text-align:center}.ins-lr-prot-stat{font-size:1.6rem;font-weight:800;color:var(--text-primary)}.ins-lr-prot-label{font-size:.82rem;color:var(--text-muted);margin-top:4px}.ins-lr-roi{margin-bottom:24px}.ins-lr-roi h4{font-size:1rem;font-weight:700;margin:0 0 14px;display:flex;align-items:center;gap:8px}.ins-lr-roi-table{background:var(--card-bg);border:1px solid var(--border);border-radius:10px;overflow:hidden}.ins-lr-roi-row{display:flex;justify-content:space-between;padding:10px 18px;border-bottom:1px solid var(--border);font-size:.88rem}.ins-lr-roi-row:last-child{border-bottom:none}.ins-lr-roi-total{background:var(--hover-bg);font-weight:700}.ins-lr-benchmarks{margin-bottom:24px}.ins-lr-benchmarks h4{font-size:1rem;font-weight:700;margin:0 0 14px;display:flex;align-items:center;gap:8px}.ins-lr-benchmark-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(140px,1fr));gap:8px}.ins-lr-bench-card{padding:12px;background:var(--card-bg);border:1px solid var(--border);border-radius:8px;text-align:center}.ins-lr-bench-card span{font-size:.72rem;color:var(--text-muted);display:block}.ins-lr-bench-card strong{font-size:1rem;color:var(--text-primary)}.ins-lr-insurer-value h4{font-size:1rem;font-weight:700;margin:0 0 14px;display:flex;align-items:center;gap:8px}.ins-lr-insurer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px}.ins-lr-insurer-card{padding:20px;background:var(--card-bg);border:1px solid var(--border);border-radius:12px}.ins-lr-insurer-icon{width:40px;height:40px;border-radius:10px;background:#1e40af15;display:flex;align-items:center;justify-content:center;color:#1e40af;font-size:1.1rem;margin-bottom:10px}[data-theme=dark] .ins-lr-insurer-icon{background:#60a5fa15;color:#60a5fa}.ins-lr-insurer-card h5{margin:0 0 6px;font-size:.95rem;color:var(--text-primary)}.ins-lr-insurer-card p{margin:0;font-size:.82rem;color:var(--text-muted);line-height:1.5}.ins-schedule-templates{margin-bottom:24px}.ins-schedule-list{display:flex;flex-direction:column;gap:8px}.ins-schedule-item{padding:14px 18px;background:var(--card-bg);border:1px solid var(--border);border-radius:10px}.ins-schedule-item-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:6px}.ins-schedule-name{font-weight:600;font-size:.9rem;color:var(--text-primary)}.ins-schedule-item-meta{display:flex;flex-wrap:wrap;gap:14px;font-size:.82rem;color:var(--text-muted)}.ins-schedule-item-meta i{margin-right:4px}.ins-schedule-item-actions{display:flex;gap:8px;margin-top:10px}@media (max-width: 768px){.ins-header{flex-direction:column;align-items:flex-start}.ins-overview-hero{flex-direction:column;text-align:center}.ins-score-ring{width:100px;height:100px}.ins-ring-number{font-size:1.6rem}.ins-stats-grid,.ins-lr-calc-grid{grid-template-columns:repeat(2,1fr)}.ins-lr-protection-grid{grid-template-columns:1fr 1fr}.ins-template-grid{grid-template-columns:1fr}.ins-policy-body{grid-template-columns:repeat(2,1fr)}.ins-tabs{gap:0}.ins-tab{padding:8px 10px;font-size:.78rem}}@media (max-width: 480px){.ins-stats-grid,.ins-lr-calc-grid,.ins-lr-protection-grid,.ins-standards-grid{grid-template-columns:1fr}}.ins-my-insurers{display:flex;flex-direction:column;gap:16px}.ins-section-header h3{font-size:1.05rem;font-weight:600;margin-bottom:4px}.ins-section-desc{font-size:.82rem;color:var(--text-muted)}.ins-section-label{font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--text-muted);margin-top:4px}.ins-popia-notice{display:flex;align-items:flex-start;gap:12px;background:#10b98114;border:1px solid rgba(16,185,129,.25);border-radius:10px;padding:12px 14px;font-size:.83rem}.ins-popia-notice i{color:#10b981;margin-top:2px;flex-shrink:0}.ins-popia-notice strong{display:block;margin-bottom:2px}.ins-popia-notice span{color:var(--text-muted)}.ins-id-status{display:flex;align-items:center;gap:12px;border-radius:10px;padding:12px 14px;font-size:.83rem}.ins-id-ok{background:#3b82f614;border:1px solid rgba(59,130,246,.25)}.ins-id-missing{background:#f59e0b14;border:1px solid rgba(245,158,11,.3)}.ins-id-ok i{color:#3b82f6}.ins-id-missing i{color:#f59e0b}.ins-id-status strong{display:block}.ins-id-status>div{flex:1}.ins-insurer-cards{display:flex;flex-direction:column;gap:12px}.ins-insurer-card{background:var(--surface2);border:1px solid var(--border);border-radius:12px;overflow:hidden}.ins-insurer-card-header{display:flex;align-items:center;gap:12px;padding:14px 16px;border-bottom:1px solid var(--border)}.ins-insurer-logo{width:40px;height:40px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:1.1rem;color:#fff;flex-shrink:0}.ins-insurer-logo img{width:100%;height:100%;object-fit:contain;border-radius:8px}.ins-insurer-card-info{flex:1}.ins-insurer-name{font-weight:600;font-size:.92rem}.ins-insurer-policy{font-size:.78rem;color:var(--text-muted)}.ins-link-status{font-size:.75rem;font-weight:600;text-transform:uppercase;display:flex;align-items:center;gap:4px}.ins-consent-grid{padding:14px 16px;display:flex;flex-direction:column;gap:8px}.ins-consent-label{font-size:.78rem;font-weight:600;color:var(--text-muted);display:flex;align-items:center;gap:6px;margin-bottom:4px}.ins-consent-toggle{display:flex;align-items:center;gap:10px;cursor:pointer;padding:6px 8px;border-radius:6px;transition:background .15s}.ins-consent-toggle:hover{background:var(--surface)}.ins-consent-toggle input{display:none}.ins-consent-slider{width:34px;height:18px;border-radius:9px;background:var(--border);flex-shrink:0;position:relative;transition:background .2s}.ins-consent-slider:after{content:"";position:absolute;top:2px;left:2px;width:14px;height:14px;border-radius:50%;background:#fff;transition:transform .2s}.ins-consent-toggle input:checked+.ins-consent-slider{background:#10b981}.ins-consent-toggle input:checked+.ins-consent-slider:after{transform:translate(16px)}.ins-consent-text{flex:1;font-size:.82rem}.ins-consent-text strong{display:block}.ins-consent-text span{color:var(--text-muted);font-size:.77rem}.ins-insurer-card-footer{display:flex;gap:8px;padding:10px 16px;border-top:1px solid var(--border);background:var(--surface)}.ins-btn-ghost{background:transparent;border:1px solid var(--border);color:var(--text-muted)}.ins-btn-ghost:hover{border-color:var(--text-muted);color:var(--text)}.ins-btn-danger-ghost{background:transparent;border:1px solid rgba(239,68,68,.3);color:#ef4444}.ins-btn-danger-ghost:hover{background:#ef44441a}.ins-link-form{background:var(--surface2);border:1px solid var(--border);border-radius:12px;padding:16px;display:flex;flex-direction:column;gap:12px}.ins-form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.ins-form-note{font-size:.8rem;color:var(--text-muted);background:var(--surface);border-radius:8px;padding:10px 12px;display:flex;gap:8px;align-items:flex-start}.ins-form-note i{color:#3b82f6;margin-top:1px;flex-shrink:0}@media (max-width: 600px){.ins-form-row{grid-template-columns:1fr}}